Specialty

Specialized Coverage for Unique Business Risks

Not every business fits neatly into a standard insurance policy.

Certain industries, services and business activities can create specialized risks that require coverage beyond traditional general liability, workers’ compensation or professional liability insurance.

Quality Insurance Group helps Florida businesses explore specialty insurance solutions designed around their operations and individual exposures.

Specialty Business Insurance May Include

Cyber Liability Insurance
May help protect your business from certain financial losses associated with data breaches, cyberattacks, ransomware, privacy incidents and other covered cyber events.

Employment Practices Liability (EPLI)
May provide protection against certain employment-related claims involving allegations such as discrimination, harassment, wrongful termination and other covered workplace practices.

Directors & Officers Liability (D&O)
May help protect directors, officers and other organizational leaders against certain claims arising from decisions and actions made while managing an organization.

Crime & Fidelity Coverage
May provide protection against certain losses involving employee theft, fraud, forgery or other covered criminal activity.

Commercial Umbrella & Excess Liability
Can provide additional liability protection above the limits of certain underlying business insurance policies.

Inland Marine Insurance
May help protect certain equipment, tools, materials and other business property while being transported or used away from your primary business location.

Equipment Breakdown Coverage
May help cover certain repair or replacement costs resulting from covered mechanical or electrical equipment breakdowns.

Special Events & Other Unique Risks
Businesses sometimes encounter risks that don’t fit traditional insurance policies. Specialty coverage may be available for events, unusual operations and other specific exposures.