Protect Your Property From the Unexpected.
Flooding can happen almost anywhere—and the damage can be costly. Standard homeowners insurance typically does not cover damage caused by flooding, making separate flood insurance an important consideration for Florida property owners.
At Quality Insurance Group, we help homeowners understand their flood insurance options and find coverage appropriate for their property and needs.
Flood Insurance May Include
Building Coverage
May help cover your home’s structure, including certain walls, flooring, electrical and plumbing systems, permanently installed equipment and other covered components.
Personal Property
May help protect furniture, clothing, appliances and other belongings damaged by a covered flood.
Cleanup & Debris Removal
Coverage may help with certain expenses associated with cleaning up and removing debris following a covered flood loss.
Additional Coverage Options
Coverage, limits and deductibles vary by policy. We can help you understand the options available for your property.
You Don’t Have to Live on the Water to Have Flood Risk
Heavy rainfall, tropical storms, hurricanes, drainage issues and rising water can cause flooding beyond coastal and waterfront areas.
Your property’s flood zone can help indicate risk, but being outside a high-risk flood area doesn’t mean flooding cannot occur.
Understanding Your Flood Insurance Options
Flood coverage may be available through the National Flood Insurance Program (NFIP) or private flood insurance companies. Coverage options, limits, deductibles and eligibility can differ.
Quality Insurance Group can help you compare available options and better understand which type of flood insurance may fit your property and coverage needs.
Be Prepared Before the Water Rises
Flood insurance is designed to provide financial protection before a flood occurs. Let Quality Insurance Group help you explore available flood insurance options for your Florida property.